Cover-More Travel Insurance: Protecting Your Adventures

Are you planning your next adventure and want to ensure you have the right travel insurance? Look no further than Cover-More Travel Insurance. With a variety of policies to suit your needs, Cover-More offers comprehensive coverage and peace of mind for your travels. In this article, we’ll explore the key features and benefits of Cover-More Travel Insurance, including their coverage for COVID-19. So sit back, relax, and let us guide you through the world of travel insurance.

What Policies Does Cover-More Offer?

Cover-More Travel Insurance has six main plans to choose from: International Basic, International Comprehensive, International Comprehensive+, Domestic Basic, Domestic Comprehensive, and Domestic Comprehensive+. Whether you’re planning an international or domestic trip, there’s a policy that suits your needs. Additionally, the Comprehensive and Comprehensive+ plans are available as Single Trip or Annual Multi-Trip policies. If you’re a non-Australian resident traveling to Australia, there’s even an option for you with the Cover-More Inbound plan.

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Key Features of Cover-More Travel Insurance

Let’s take a closer look at the key features of Cover-More Travel Insurance:

  • Overseas medical and hospital expenses: Feel secure knowing that you have coverage for unlimited overseas medical and hospital expenses.
  • Cancellation and amendment fees: If unexpected circumstances force you to cancel or change your plans, Cover-More has you covered with their comprehensive cancellation and amendment fee coverage.
  • Luggage and personal effects: Don’t let lost or damaged luggage ruin your trip. With Cover-More, you can rest easy knowing that you’re protected up to $25,000 for your personal belongings.
  • Maximum age limit: Cover-More doesn’t discriminate based on age. With a generous maximum age limit of 99, older travelers can enjoy the same level of protection.

Cover-More Travel Insurance is administered by Cover-More Insurance Services Pty Ltd, and the insurance issuer is Zurich Australian Insurance Limited (ZAIL). With a cooling-off period of 21 days, you have the flexibility to change your mind and receive a full refund, as long as you haven’t made a claim. Plus, if you’re traveling internationally, you can choose your own excess. This allows you to customize your policy to fit your needs and budget.

How Does Cover-More Travel Insurance Cover COVID-19?

In these uncertain times, it’s important to have travel insurance that provides coverage for unexpected pandemic-related expenses. Cover-More offers some coverage for COVID-19 to help protect you from unforeseen costs. Here are the key benefits included in their coverage:

  • COVID-19 overseas medical costs: If you require medical treatment for COVID-19 while traveling abroad, Cover-More has you covered.
  • Cover for COVID-19 amendments and cancellation costs: If your plans need to change due to COVID-19, Cover-More will reimburse you for any necessary amendments or cancellation fees.
  • Cover for COVID-19-related additional expenses: If you incur additional expenses as a result of COVID-19, such as quarantine accommodation or alternative travel arrangements, Cover-More will provide coverage.
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Please note that while Cover-More does offer coverage for COVID-19, there are some exclusions to be aware of. Coverage does not include government border closures, lockdowns, or quarantine measures. Additionally, mandated COVID-19 tests, close contact with a person diagnosed with COVID-19, and cruise cabin confinement costs related to COVID-19 are also excluded. If you’re concerned about unexpected expenses related to the pandemic, we recommend comparing providers that offer COVID-19 coverage.

How to Make a Claim with Cover-More Travel Insurance

Making a claim with Cover-More Travel Insurance is quick and easy. Follow these steps to get started:

  1. Head to iBlog and navigate to the online claim tool.
  2. Enter your full name and policy number to log in.
  3. Describe the incident and provide details of your expenses.
  4. Upload any necessary documents to support your claim.
  5. Submit your claim, and you should receive a response within 10 business days.


Q: Can I cancel my Cover-More Travel Insurance policy if I change my mind?

A: Yes, you have a cooling-off period of 21 days to cancel your policy and receive a full refund, as long as you haven’t made a claim.

Q: What is the maximum age limit for Cover-More Travel Insurance?

A: The maximum age limit for Cover-More Travel Insurance is 99, so travelers of all ages can enjoy the benefits of their coverage.

Q: Are COVID-19-related expenses covered by Cover-More Travel Insurance?

A: Yes, Cover-More Travel Insurance provides some coverage for COVID-19-related expenses, including overseas medical costs, amendments and cancellation fees, and additional expenses. However, there are exclusions, such as government border closures and mandated COVID-19 tests.

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Q: How long does it take to receive a response after submitting a claim?

A: You should receive a response to your claim within 10 business days.


When it comes to travel insurance, Cover-More Travel Insurance is a reliable choice. With their comprehensive coverage, including protection for COVID-19-related expenses, you can travel with peace of mind. Remember to choose the policy that best suits your needs and always read the terms and conditions. So go ahead and embark on your next adventure, knowing that Cover-More Travel Insurance has your back.

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